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You must currently live in one of the following cities:

Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield, and Worcester.

Assistance is up to $50,000 if income is at or below 100% Area Median Income (Worcester county is $107,900 and Middlesex, Essex, Norfolk, Suffolk, Plymouth county is $133,300)

Assistance is up to $35,000 if income is at or below 135% Area Median Income  ( Worcester county is $145,665 and Middlesex, Essex, Norfolk, Suffolk, Plymouth county is $179,955

This program is for First Time Buyers and those who have not owned a home in over 3 years. 

The  property can be in any city or town in Massachusetts. 

Condos, Single Families, and Multi-Families up to 4 units can qualify.

The assistance will be used for 5% of the down payment, the remainder will be used to closing costs, taxes and insurance. If there are funds left over, it can be used to buy down the interest rate and on a conventional loan – buy out the mortgage insurance.